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AFFORDABLE HOUSING IN LILOAN CEBU
Villa Lorena
Villa Lorena
ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF: (Philippine Peso)
| Lot No.: | LB | Loan Amount (Php) | 660,000.00 |
| Model: | Victoria 3 | Appraisaed Value (Php) | 660,000.00 |
| Area: | 80 sqm | Actual Applied (Php) | 660,000.00 Estimated Loanable |
| Lot Price: (Php) | 384,000.00 | ||
| House Price: (Php) | 275,000.00 | 669,000.00 | |
| Add: | |||
| Transfer Cost (Php) | 39,500.00 | ||
| Guarantee Fee (Php) | 0 | ||
| Reservation Fee (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| Total add-on cost (Php) | 49,500.00 | ||
| Total of house & lot and add-on cost (Php) | 708,500.00 | ||
| Less: | |||
| Reservation Fee (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| Payment made: HDMF take out (Php) |
607,245.00 | ||
| Retention 7% (Php) | 46,200.00 | 663,445.00 | |
| Total Equity (Php) | 45,055.00 | remaining equity 6 mos to pay | |
| Schedule of Payments Example: | |||
| Reservation | 05/30/08 | 5,000.00 | |
| Processing | 06/30/08 | 5,000.00 | |
| Equity | 07/30/08 | 7,509.17 monthly for 4 momths | |
| Family Net Income | 12,250.00 | ||
| Monthly Amortization depending on terms of payment: | |||
| 6,441.01 | 15 years | ||
| 5,625.72 | 20 years | ||
| 5,173.49 | 25 years | ||
| 4,899.74 | 30 years |
| Notes: This only an estimated computation of monthly loan amortization and equity The buyer is responsible for gathering all papers with HDMF The buyer should pay the equity according to the sample schedule above Occupancy of the residential unit shall not be allowed before take out from HDMF |
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Villa Lorena is located at Sitio Bas, Brgy Liloan, Cebu
Major road entrance: Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)
Major road entrance: Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)
| Floor Area: 32.6 square meters. House Price: P275,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing |
| REQUIREMENTS FOR PAG-IBIG LOAN: Original copy of MSVS from HDMF Summary of HDMF contributions Duly notarized certificate of employment and compensation Latest Income Tax Return 1" X 1" Picture Community Tax Certificate Duly Notarized HDMF Housing Loan Application Form Loan Counselling Questionaire Certificate of Non-willingness to deduct from salary Bank checking account if you prefer non-payroll deduction onf monthly amortization Payslips. Latest one month pay slip prior to submission of documents to HDMF Proof of billing Photocopy of ID with picture (All papers must be 2 copies each) Your papers and processing fee shall be due 30 days from date of reservation |
| A) ARCHITECTURAL 9 panels 12-Blade Glass Jalousie Windows 2 Panels 8-Blade Glass Jalousie Windows 1 Panel 5-Blade Glass Jalousie Window 3 Flush Doors with Door Jambs Interior Floor and Walls - Plaster Finish Exterior Walls - Plaster Finish Ceiling - Ordinary Plywood Roof Framing - C-purlins with Red Lead Primer Roofing and Long Span Pre-painted Roofing Sheets Firewall Sharing |
B. ELECTRICAL 5 incandescent bulbs at 25 watts 3 units light switches (1 single gang, 2 double gang) 3 units Double Convenience Outler Electrical Supply Provision C. PLUMBING Toilet Bowl with Water Closet Kitchen Sink with Basket Strainer 4"X4" Plastic Floor Drain Ceramic Tiles on Kitchen Counter Ceramic Tiles on Toilet & Bath Individual Septic Tank Water Supply Piping Provision |
