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188 Sunflorwer Drive........8 Maria Luisa........Aldea del Sol........Amara........Amisa........Azienda Torino........Blue Coast........Boracay Island........Brookfield........Calicoan Island........Casa Rosita........Casili Hills........Cebu White Sands........Citylights Gardens........Collinwood........Coral Bay........Corona del Mar........Costa del Sol........Cresta de Milan........Discovery Bay........Eastland Estate........Fonti di Versailles........Fuente Towers........Grand Cenia........Grand Terrace........Greenville Heights........Hacienda Salinas.......Hilton Towers........Kishanta........La Mirada........La Montana Homes........Lacittadella........Lombardi........Mahogany Place........Maria Luisa Estate Park........Metropolis........Miramonte Homes........Molave Highlands........Monte Verde de Cebu........Monterrazas de Cebu........Newtown Estates........Nichols Park........Pacific Grand Villas........Park Terrace........Prescila Heights........Primavera Hills........Pristina North........Pueblo El Grande........Ramos Tower........Residencia de Vistamar........Riverdale........Royale Cebu........Sta. Lucia Townsquare........Summerville........Villa del Rio Mactan........Vista Pueblo........Vittoria........Woodcrest Residences........
AFFORDABLE HOUSING IN LILOAN CEBU
Villa Karmina
Villa Karmina, Upper Yati, Liloan, Cebu.

Project Profile:
Total Lot Area: 11,208 sqm.
Saleable Lot: 7,267 sqm (65%)
Road Lot area: 3,538 sqm (13.5%)
Open Space: 388 sqm.
Space for sedimentation tank: 15 sqm (0.14%)
Total No. of Saleable lots: 97
BUILDING SPECIFICATIONS:
VICTORIA MODEL:
A) ARCHITECTURAL
9 panels 12-Blade Glass Jalousie Windows
2 Panels 8-Blade Glass Jalousie Windows
1 Panel 5-Blade Glass Jalousie Window
3 Flush Doors with Door Jambs
Interior Floor and Walls - Plaster Finish
Exterior Walls - Plaster Finish
Ceiling - Ordinary Plywood
Roof Framing - C-purlins with Red Lead Primer
Roofing and Long Span Pre-painted Roofing Sheets
Firewall Sharing
B. ELECTRICAL
5 incandescent bulbs at 25 watts
3 units light switches (1 single gang, 2 double gang)
3 units Double Convenience Outler
Electrical Supply Provision
C. PLUMBING
Toilet Bowl with Water Closet
Kitchen Sink with Basket Strainer
4"X4" Plastic Floor Drain
Ceramic Tiles on Kitchen Counter
Ceramic Tiles on Toilet & Bath
Individual Septic Tank
Water Supply Piping Provision
ROWHOUSE
A) ARCHITECTURAL

5 panels 12-Blade Glass Jalousie Windows
3 Panels 8-Blade Glass Jalousie Windows
1 Panel 5-Blade Glass Jalousie Window
3 Flush Doors (No Jambs)
Interior Floor and Walls - Plaster Finish
Exterior Walls - Plaster Finish
No Ceiling, No Wall Partition
Roof Framing - C-purlins with Red Lead Primer
Roofing and Long Span Pre-painted Roofing Sheets
Firewall Sharing
B. ELECTRICAL
5 units Porcelain socket provision
3 units light switches (1 single gang, 2 double gang)
3 units Double Convenience Outlet
Electrical Supply Provision
C. PLUMBING
Toilet Bowl with Water Closet
Kitchen Sink with Faucet
4"X4" Plastic Floor Drain
No Tiles on Toilet Flor & Walls
Individual Septic Tank
Water Supply Piping Provision
Loanable Amount (Php)     668,000.00
Model: Victoria Appraisal Value (Php) 671,550.00 estimated loanable
Area: 88 sqm Actual Buyer Applied (Php) 668,000.00
Lot Price (Php) 396,000.00    
House Price (Php) 235,000.00   631,000.00
Add:      
Transfer Cost (Php) 37,900.00    
Guarantee Fee (Php) 9,735.00    
Reservation Fee (Php) 5,000.00    
Processing Fee (Php) 5,000.00    
TOTAL (Php)     688,635.00
Less:       
Reservation (Php) 5,000.00    
Processing Fee (Php) 5,000.00    
Retention Fee 7% (Php) 45,430.00    
Est. HDMF loan take out (Php) 593,901.20   649,331.20
TOTAL EQUITY (Php)     39,303.00 remaining equity 4 months to pay
Schedule of Payments Example:      
Reservation Fee (Php) 11/12/2007 5,000.00    
Procesing Fee (Php) 12/12/2007 5,000.00  
Equity (Php) 1/12/2008 9,825.95 monthly for 4 months  
Final computation / approval upon signing of contract to sell      
Check Salary      
Family Net Income (Php) 16,300.00    
Monthly Amortization(Php):      
6,099.49 15 years    
5,297.79 20 years    
4,853.10 25 years     
4,583.91 30 years    
Victoria Model
Rowhouse
Loanable Amount (Php)     400,000.00 
Model: Rowhouse Appraisal Value (Php) 440,760.00.00 estimated loanable
Area: 48 sqm Actual Buyer Applied (Php) 400,000.00
Lot Price (Php) 216,000.00    
House Price (Php) 175,000.00   391,000.00 
Add:        
Transfer Cost (Php) 23,500.00    
Guarantee Fee (Php) 6,210.00    
Reservation Fee (Php) 5,000.00    
Processing Fee (Php) 5,000.00    
TOTAL (Php)     430,710.00
Less:      
Reservation (Php) 5,000.00      
Processing Fee (Php) 5,000.00    
Retention 7% (Php) 28,900.00    
Est. HDMF loan take out (Php) 377,394.23   416,374.23
TOTAL EQUITY (Php)     14,335.77 remaining equity 4 months to pay
Schedule of Payments Example:       
Reservation Fee (Php) 11/12/2007 5,000.00   
Processing Fee (Php) 12/12/2007 5,000.00    
Equity (Php) 01/12/2008 3,583.94 for 4 months  
Final computation / approval upon signing of contract to sell      
Check Salary      
Family Net Income (Php) 8,200.00    
Monthly Amortization (Php):        
4,003.05 15 years    
3,491.64 20 years     
3,207.97 25 years    
3,036.25 30 years     
Units are sold quickly on a first come first serve basis. Please CONTACT US for more information or reservation of a unit.
victoria house

victoria house

victoria floor plan

victoria floor plan

rowhouse

rowhouse

rowhouse floor plan

rowhouse floor plan

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site development map

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location-map

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