| VICTORIA MODEL: A) ARCHITECTURAL 9 panels 12-Blade Glass Jalousie Windows 2 Panels 8-Blade Glass Jalousie Windows 1 Panel 5-Blade Glass Jalousie Window 3 Flush Doors with Door Jambs Interior Floor and Walls - Plaster Finish Exterior Walls - Plaster Finish Ceiling - Ordinary Plywood Roof Framing - C-purlins with Red Lead Primer Roofing and Long Span Pre-painted Roofing Sheets Firewall Sharing B. ELECTRICAL 5 incandescent bulbs at 25 watts 3 units light switches (1 single gang, 2 double gang) 3 units Double Convenience Outler Electrical Supply Provision C. PLUMBING Toilet Bowl with Water Closet Kitchen Sink with Basket Strainer 4"X4" Plastic Floor Drain Ceramic Tiles on Kitchen Counter Ceramic Tiles on Toilet & Bath Individual Septic Tank Water Supply Piping Provision |
| ROWHOUSE A) ARCHITECTURAL 5 panels 12-Blade Glass Jalousie Windows 3 Panels 8-Blade Glass Jalousie Windows 1 Panel 5-Blade Glass Jalousie Window 3 Flush Doors (No Jambs) Interior Floor and Walls - Plaster Finish Exterior Walls - Plaster Finish No Ceiling, No Wall Partition Roof Framing - C-purlins with Red Lead Primer Roofing and Long Span Pre-painted Roofing Sheets Firewall Sharing B. ELECTRICAL 5 units Porcelain socket provision 3 units light switches (1 single gang, 2 double gang) 3 units Double Convenience Outlet Electrical Supply Provision C. PLUMBING Toilet Bowl with Water Closet Kitchen Sink with Faucet 4"X4" Plastic Floor Drain No Tiles on Toilet Flor & Walls Individual Septic Tank Water Supply Piping Provision |
| Loanable Amount (Php) | 668,000.00 | ||
| Model: | Victoria | Appraisal Value (Php) | 671,550.00 estimated loanable |
| Area: | 88 sqm | Actual Buyer Applied (Php) | 668,000.00 |
| Lot Price (Php) | 396,000.00 | ||
| House Price (Php) | 235,000.00 | 631,000.00 | |
| Add: | |||
| Transfer Cost (Php) | 37,900.00 | ||
| Guarantee Fee (Php) | 9,735.00 | ||
| Reservation Fee (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| TOTAL (Php) | 688,635.00 | ||
| Less: | |||
| Reservation (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| Retention Fee 7% (Php) | 45,430.00 | ||
| Est. HDMF loan take out (Php) | 593,901.20 | 649,331.20 | |
| TOTAL EQUITY (Php) | 39,303.00 remaining equity 4 months to pay | ||
| Schedule of Payments Example: | |||
| Reservation Fee (Php) | 11/12/2007 | 5,000.00 | |
| Procesing Fee (Php) | 12/12/2007 | 5,000.00 | |
| Equity (Php) | 1/12/2008 | 9,825.95 monthly for 4 months | |
| Final computation / approval upon signing of contract to sell | |||
| Check Salary | |||
| Family Net Income (Php) | 16,300.00 | ||
| Monthly Amortization(Php): | |||
| 6,099.49 | 15 years | ||
| 5,297.79 | 20 years | ||
| 4,853.10 | 25 years | ||
| 4,583.91 | 30 years |
| Loanable Amount (Php) | 400,000.00 | ||
| Model: | Rowhouse | Appraisal Value (Php) | 440,760.00.00 estimated loanable |
| Area: | 48 sqm | Actual Buyer Applied (Php) | 400,000.00 |
| Lot Price (Php) | 216,000.00 | ||
| House Price (Php) | 175,000.00 | 391,000.00 | |
| Add: | |||
| Transfer Cost (Php) | 23,500.00 | ||
| Guarantee Fee (Php) | 6,210.00 | ||
| Reservation Fee (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| TOTAL (Php) | 430,710.00 | ||
| Less: | |||
| Reservation (Php) | 5,000.00 | ||
| Processing Fee (Php) | 5,000.00 | ||
| Retention 7% (Php) | 28,900.00 | ||
| Est. HDMF loan take out (Php) | 377,394.23 | 416,374.23 | |
| TOTAL EQUITY (Php) | 14,335.77 remaining equity 4 months to pay | ||
| Schedule of Payments Example: | |||
| Reservation Fee (Php) | 11/12/2007 | 5,000.00 | |
| Processing Fee (Php) | 12/12/2007 | 5,000.00 | |
| Equity (Php) | 01/12/2008 | 3,583.94 for 4 months | |
| Final computation / approval upon signing of contract to sell | |||
| Check Salary | |||
| Family Net Income (Php) | 8,200.00 | ||
| Monthly Amortization (Php): | |||
| 4,003.05 | 15 years | ||
| 3,491.64 | 20 years | ||
| 3,207.97 | 25 years | ||
| 3,036.25 | 30 years |