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AFFORDABLE HOUSING IN MINGLANILLA CEBU
Villa Celina
Villa Celina, Tungkil, Minglanilla Cebu.

Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate).
Floor Area: 32.6 square meters. House Price: P240,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing
ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF (PAG-IBIG): (Philippine Peso)
Lot No.: LB Loan Amount 922,000.00
Model: Victoria 3 Appraisaed Value 922,140.00
Area: 153 sqm Actual Applied 922.000.00 Estimated Loanable
Lot Price: 734,400.00    
House Price 240,000.00 974,400.00  
Add:      
Transfer Cost 58,500.00    
Guarantee Fee 13,830.00    
Reservation 5,000.00    
Processing 5,000.00    
Total add-on cost   82,330.00  
Total of house & lot price and add-on cost   1,056,730.00  
Less:      
Reservation 5,000.00    
Processing 5,000.00    
Payment made:      
HDMF take out 839,240.74    
Retention 7% 64,540.00 913,780.74  
Total Equity   142,949.26 remaining equity 6 mos to pay 
Reservation 11/12/2007 5,000.00
Processing 12/12/2007 5,000.00
Equity 01/12/2008 23,824.88
Equity 02/12/2008 23,824.88
Equity 03/12/2008 23,824.88
Contributions Need 450.00  
Family Net Income 24,000.00  
HDMF Amortization 9,490.66 25 years
PDC 18 months to pay 0  
Net Income >> 14,509.34  
% Evaluation (must be at least 60%) 60.46  
Schedule of Payments Example:
Monthly Amortization depending on terms of payment:
10,977.08 15 years
9,990.36 20 years
9,490.66 25 years
9,219.19 30 years
Notes:
This only an estimated computation of monthly loan amortization and equity
The buyer is responsible for gathering all papers with HDMF
The buyer should pay the equity according to the sample schedule above
Occupancy of the residential unit shall not be allowed before take out from HDMF
IN-HOUSE FINANCING:
Model: Victoria      
Area: 153 sqm      
Lot No.: LB      
House Price: 240,000.00      
Lot Price: 734,400.00 974,400.00    
Transfer Cost 50,000.00      
Reservation 5,000.00 55,000.00    
Package Price   1,029,400.00    
Down Payment   100,000.00    
Reservation   5,000.00 less    
    95,000.00 3 months to pay after reservation  
      31,666.67 3 months
      23,750.00 4 months
Balance   929,400.00    
Balance will be charged 12% per annum        
Monthly Start After Down Payment        
TERM (YEAR) PRINCIPAL INTEREST TOTAL MONTHLY
5 929,400.00 557,640.00 1,487,040.00 24,784.00
4 929,400.00 446,112.00 1,375,512.00 28,656.50
3 929,400.00 334,584.00 1,263,984.00 35,110.67
2 929,400.00 223,056.00 1,152,456.00 48,019.00
1 929,400.00 111,528.00 1,040,928.00 86,744.00
Schedule of Payments:           
Reservation Fee 5,000.00      
Down Payment 31,666.67      
  31,666.67      
  31,666.67      
Start Monthly 24,784.00 for 5 years         
Requirements for in-house financing:
PDC for monthly payments
Latest Residence Cetificate
Units are sold quickly on a first come first serve basis. Please CONTACT US for more information or reservation of a unit.
vicinity-map

vicinity-map

site-development-map

site-development-map

victoria house model

victoria house model

floor plan

floor plan

Villa Celina Price List