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AFFORDABLE HOUSING IN MINGLANILLA CEBU
Villa Celina
Villa Celina
Villa Celina, Tungkil, Minglanilla Cebu.
Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate).
Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate).
| Victoria Model: Floor Area: 32.6 square meters. House Price: Php320,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing |
ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF (PAG-IBIG): (Philippine Peso)
| Lot No.: | LB | Loan Amount | 540,000.00 |
| Model: | Row House | Appraisaed Value | 662,730.00 |
| Area: | 48 sqm | Actual Applied | 540,000.00 Estimated Loanable |
| Lot Price: | 230,400.00 | ||
| House Price | 295,000.00 | 525,400.00 | |
| Add: | |||
| Transfer Cost | 31,500.00 | ||
| Guarantee Fee | 0 | ||
| Reservation | 5,000.00 | ||
| Processing | 5,000.00 | ||
| Total add-on cost | 41,500.00 | ||
| Total of house & lot price and add-on cost | 566,900.00 | ||
| Less: | |||
| Reservation | 5,000.00 | ||
| Processing | 5,000.00 | ||
| Payment made: | |||
| HDMF take out | 495,846.60 | ||
| Retention 7% | 37,800.00 | 543,646.60 | |
| Total Equity | 23,253.40 | remaining equity 4 months to pay |
| Reservation | 7/24/2008 | 5,000.00 |
| Processing | 8/24/2008 | 5,000.00 |
| Equity | 9/24/2008 | 5,813.35 |
| Equity | 10/24/2008 | 5,813.35 |
| Equity | 11/24/2008 | 5,813.35 |
| Equity | 12/24/2008 | 5,813.35 |
| Contributions Need | 250.00 | |
| Family Net Income | 11,000.00 | |
| HDMF Amortization | 4,283.56 | 25 years |
| PDC 18 months to pay | 0 | |
| Net Income >> | 6,716.44 | |
| % Evaluation (must be at least 60%) | 61.06 |
Schedule of Payments Example:
Monthly Amortization depending on terms of payment: (Philippine Peso)
| 5,320.62 | 15 years |
| 4,653.56 | 20 years |
| 4,283.56 | 25 years |
| 4,059.58 | 30 years |
| Notes: This only an estimated computation of monthly loan amortization and equity The buyer is responsible for gathering all papers with HDMF The buyer should pay the equity according to the sample schedule above Occupancy of the residential unit shall not be allowed before take out from HDMF |
| Requirements for in-house financing: PDC for monthly payments Latest Residence Cetificate |
Units are sold quickly on a first come first serve basis. Please CONTACT US for more information or reservation of a unit.
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In-House financing available. Maximum repayment term of 5 years. Computation available upon request.
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| 2-storey Row House Model: Floor Area: 42.6 square meters. House Price: P340,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing |
Sample computation for Victoria & Townhouse house model:
| ROWHOUSE A) ARCHITECTURAL 3 units Flush Doors (No Jambs) 5 panels 12-Blade Jalousie Windows (No Jambs) 7 panels 8-Blade Jalousie Windows (No Jambs) 1 panel 5-Blade Jalousie Window (No Jambs) Interior Floor & Walls = Plaster Finish Exterior Walls = Plaster Finish Stairs = Steel Frame; Wooden Steps Second Floor Framing = Steel Second Floor Finish = Wooden Roofing = Pre-Painted Long Span Sheets Roof Framing = C-Purlins w/Red Lead Primer No Ceiling No Wall Partition 2 Additional Reinf. Conc. Columns at the center of Firewall With Kitchen Sink & Faucet B) ELECTRICAL 8 Light Bulbs @ 25 Watts 5 Light Switches (2-Single Gang: 3-Double Gang) 6 units Duplex Convenience Outlet @200 Watts Electrical Supply Provision C) PLUMBING Toilet Bowl w/o Water Tank No Tiles on Toilet Floor & Walls 4" X 4" Plastic Floor Drain Individual Septic Tank Water Supply Piping Provision |
BUILDING SPECIFICATIONS:
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