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AFFORDABLE HOUSING IN MINGLANILLA CEBU
Villa Celina
Villa Celina, Tungkil, Minglanilla Cebu.

Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate).
Victoria Model: Floor Area: 32.6 square meters. House Price: Php320,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing
ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF (PAG-IBIG): (Philippine Peso)
Lot No.: LB Loan Amount 540,000.00
Model: Row House Appraisaed Value 662,730.00
Area: 48 sqm Actual Applied 540,000.00 Estimated Loanable
Lot Price: 230,400.00    
House Price 295,000.00 525,400.00  
Add:      
Transfer Cost 31,500.00    
Guarantee Fee 0    
Reservation 5,000.00    
Processing 5,000.00    
Total add-on cost   41,500.00  
Total of house & lot price and add-on cost   566,900.00  
Less:      
Reservation 5,000.00    
Processing 5,000.00    
Payment made:      
HDMF take out 495,846.60    
Retention 7% 37,800.00 543,646.60  
Total Equity   23,253.40 remaining equity 4 months to pay 
Reservation 7/24/2008 5,000.00
Processing 8/24/2008 5,000.00
Equity 9/24/2008 5,813.35
Equity 10/24/2008 5,813.35
Equity 11/24/2008 5,813.35
Equity 12/24/2008 5,813.35
Contributions Need 250.00  
Family Net Income 11,000.00  
HDMF Amortization 4,283.56 25 years
PDC 18 months to pay 0  
Net Income >> 6,716.44  
% Evaluation (must be at least 60%) 61.06  
Schedule of Payments Example:
Monthly Amortization depending on terms of payment: (Philippine Peso)
5,320.62 15 years
4,653.56 20 years
4,283.56 25 years
4,059.58 30 years
Notes:
This only an estimated computation of monthly loan amortization and equity
The buyer is responsible for gathering all papers with HDMF
The buyer should pay the equity according to the sample schedule above
Occupancy of the residential unit shall not be allowed before take out from HDMF
Requirements for in-house financing:
PDC for monthly payments
Latest Residence Cetificate
Units are sold quickly on a first come first serve basis. Please CONTACT US for more information or reservation of a unit.
vicinity-map

vicinity-map

12-8-09-Phase 2B available-lots

12-8-09-Phase 2B available-lots

victoria model

victoria model

victoria-floor-plan

victoria-floor-plan

In-House financing available. Maximum repayment term of 5 years. Computation available upon request.
row-house

row-house

row-house-floor-plans

row-house-floor-plans

2-storey Row House Model: Floor Area: 42.6 square meters. House Price: P340,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing
Sample computation for Victoria & Townhouse house model:
ROWHOUSE
A) ARCHITECTURAL
3 units Flush Doors (No Jambs)
5 panels 12-Blade Jalousie Windows (No Jambs)
7 panels 8-Blade Jalousie Windows (No Jambs)
1 panel 5-Blade Jalousie Window (No Jambs)
Interior Floor & Walls = Plaster Finish
Exterior Walls = Plaster Finish
Stairs = Steel Frame; Wooden Steps
Second Floor Framing = Steel
Second Floor Finish = Wooden
Roofing = Pre-Painted Long Span Sheets
Roof Framing = C-Purlins w/Red Lead Primer
No Ceiling
No Wall Partition
2 Additional Reinf. Conc. Columns at the center of Firewall
With Kitchen Sink & Faucet
B) ELECTRICAL
8 Light Bulbs @ 25 Watts
5 Light Switches
(2-Single Gang: 3-Double Gang)
6 units Duplex Convenience Outlet @200 Watts
Electrical Supply Provision
C) PLUMBING
Toilet Bowl w/o Water Tank
No Tiles on Toilet Floor & Walls
4" X 4" Plastic Floor Drain
Individual Septic Tank
Water Supply Piping Provision
BUILDING SPECIFICATIONS:
victoria-model-sample-computation

victoria-model-sample-computation

townhouse-sample-computation

townhouse-sample-computation